Grocery shopping has changed a lot, hasn’t it? We can now order food online and have it delivered right to our doorstep! Instacart is a super popular service that lets you do just that, partnering with stores like Walmart. If you’re using food assistance programs like EBT (Electronic Benefit Transfer), you’re probably wondering: Does Walmart accept EBT on Instacart? Let’s break it down and find out all the details.
The Simple Answer: EBT on Instacart at Walmart
So, the big question: **Does Walmart accept EBT on Instacart? Yes, but with some important rules.** While you can use your EBT card for online grocery orders through Instacart at Walmart, it’s not always as straightforward as using it in the store. You need to be sure you follow specific steps and understand the limitations.
What You Can Buy With EBT on Instacart
When using your EBT card, you can only purchase items that are SNAP-eligible. This usually means food items like fruits, vegetables, meat, dairy, and grains. It’s important to know what’s allowed and what’s not to avoid any problems at checkout.
Here’s a quick rundown of what you *can* typically purchase with your EBT card:
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products (milk, cheese, yogurt, etc.)
- Breads and cereals
- Snack foods (chips, cookies, etc.)
However, there are restrictions. Non-food items like household supplies, pet food, and alcohol are generally not eligible. Checking the specific store’s rules is always a good idea too.
Understanding the rules of what you are able to purchase is important when you are using your EBT card on the Instacart app. It’s essential to separate the groceries from the ineligible items, such as paper towels and diapers.
How to Pay With EBT on Instacart
The process of using your EBT card on Instacart takes a few extra steps. First, you’ll need to make sure your Instacart account is set up with your EBT card information. You’ll need to select the items you want and proceed to checkout.
When you check out, you’ll be prompted to choose your payment method. You’ll need to enter your EBT card information.
- Select EBT as your payment option.
- Enter your EBT card number and expiration date.
- Enter the PIN you use at the store.
Make sure you only select SNAP-eligible items in your cart to use the EBT card. Remember that you might need to pay for delivery fees and tips using a separate payment method, as these are usually not covered by EBT.
If you are struggling, Instacart provides support to guide you in the process.
Restrictions and Limitations of EBT on Instacart
There are a few limitations to be aware of. First, not all Walmart stores accept EBT on Instacart. It’s always a good idea to double-check that your local store participates before you shop. Also, you might not be able to use your EBT card for things like delivery fees, service fees, and tips for the Instacart shopper.
Another potential limitation is the availability of items. Sometimes, especially if the store is busy, certain items might be out of stock. This can be frustrating, but Instacart usually offers substitutions or allows you to remove the item from your order.
Furthermore, there might be spending limits based on your EBT benefits. Always check your EBT balance before you shop to make sure you have enough funds to cover your order.
Also, Walmart may have specific in-store policies that affect EBT use with Instacart. Be aware of those too.
Setting Up Your Instacart Account for EBT
Setting up your Instacart account to use EBT is pretty simple. First, you’ll need to create an Instacart account or sign in if you already have one. Then, you’ll need to add your EBT card as a payment method. To do this, you will go into “Account Settings” within the Instacart app.
Next, navigate to the “Payments” section. You will add your EBT card information, which includes your card number, expiration date, and the PIN number. Make sure you can access these and have them on hand before you begin your shopping.
Keep in mind, Instacart may sometimes ask for verification to ensure the card is valid and that you are the cardholder. This is standard procedure and helps protect both you and the company from fraudulent use.
If you face any problems during this process, Instacart’s customer service is typically available to provide assistance.
Delivery Fees, Service Fees, and Tips
While your EBT card covers the cost of eligible food items, it usually doesn’t cover delivery fees, service fees, or tips for your Instacart shopper. This means you’ll need a separate payment method, like a credit or debit card, to pay for these additional charges. This will be listed when you check out your cart.
Delivery fees vary depending on several factors, including the store, the time of day, and your location. Service fees are a percentage of your order total. Tipping your Instacart shopper is optional, but it’s a nice way to show your appreciation for their work.
You can change the tip amount or remove it after delivery if needed. Make sure you budget for these extra expenses when you plan your shopping trip to avoid any surprises. Make sure you can pay them. If you can’t, you may have to cancel the order.
| Fee | EBT Coverage? | Payment Method |
|---|---|---|
| Food Items | Yes | EBT Card |
| Delivery Fee | No | Debit/Credit Card |
| Service Fee | No | Debit/Credit Card |
| Tip | No | Debit/Credit Card |
Troubleshooting and Common Problems
Sometimes things don’t go exactly as planned. Here are some common problems and how to solve them. If your EBT card is declined, double-check that you have enough funds on your card and that you’ve entered the correct information. It’s easy to make a mistake when typing in those long card numbers!
If your EBT card isn’t being accepted at all, double-check that your local Walmart store participates in the EBT-on-Instacart program. If your store is supposed to accept it and it still isn’t working, contact Instacart’s customer support or the customer service line.
Sometimes items you order aren’t available. Instacart will offer substitutions, but you can always choose to remove the item from your order. Double check that you are only purchasing items eligible with your EBT.
Instacart has some troubleshooting steps on their website. You can also contact Walmart’s customer service, but they may direct you back to Instacart support. Often, there may be a simple solution, such as a forgotten PIN, or an order that accidentally includes non-EBT eligible items.
The Bottom Line
So, does Walmart accept EBT on Instacart? Yes, absolutely! It is a great way to get your groceries, especially if you’re busy or have trouble getting to the store. Just remember to stick to the rules about what you can buy with your EBT card and to have a separate payment method for things like delivery fees and tips. By knowing these details, you can shop with confidence and make the most of your EBT benefits!